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Sallie Mae (SLM Corp.)

SLMleader

Sallie Mae (after spinning off Navient in 2014) is the largest US private student lender, originating $8B+ annually with a consumer banking model funded by retail deposits.

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Products & Revenue

Product Revenue Share

Revenue Breakdown ($1.76B)

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Net Interest Income (82%)
Non-interest Income (18%)

Segment Breakdown & Key Customers

Product Details

Private Student Loans90%

Undergraduate, graduate, and parent private student loans — US's largest private student lender by origination volume.

Savings & Deposits10%

High-yield savings accounts and CDs used to fund the loan portfolio — not relationship-driven but rate-competitive.

Supply Chain Relationships

Partners

Navient Corporation

Legacy loan servicing (spun off)

Impact: historical

Macro & Market Context

금융Sector News

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

Upcoming Catalysts

◆JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)◆Fed FOMC 회의 (2026.05, 06)◆Basel III Endgame 최종 규정 확정

Latest News

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AI Analysis

Click "Get AI Analysis" for an AI-powered supply chain analysis of Sallie Mae (SLM Corp.).

Company Info

Headquarters

Newark, Delaware, USA

Founded

1972

Employees

1,700

Sector Overview — 금융

Sector News

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

Key Themes

  • •금리 인하 → 모기지·기업대출 수요 회복 기대
  • •M&A·IPO 재개 — Goldman·Morgan Stanley IB 수수료 급증
  • •핀테크 규제 완화 기대 — Block·Affirm·Upstart 수혜

Upcoming Catalysts

  • ◆JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)
  • ◆Fed FOMC 회의 (2026.05, 06)